{"id":3020,"date":"2019-03-31T12:57:36","date_gmt":"2019-03-31T16:57:36","guid":{"rendered":"https:\/\/www.customplushtoys.com\/?page_id=3020"},"modified":"2019-04-02T11:06:32","modified_gmt":"2019-04-02T15:06:32","slug":"product-liability-insurance","status":"publish","type":"page","link":"https:\/\/customplushtoys.com\/product-liability-insurance\/","title":{"rendered":"Product Liability Insurance"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;3.21.1&#8243;][et_pb_row _builder_version=&#8221;3.21.1&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.21.1&#8243;][et_pb_text _builder_version=&#8221;3.21.1&#8243; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#0c71c3&#8243;]<\/p>\n<h3><span style=\"color: #0c71c3;\"><strong>Product Liability Insurance For Stuffed Toys<\/strong><\/span><\/h3>\n<h5><strong><\/strong><\/h5>\n<h5><strong>Protecting Your Future<\/strong><\/h5>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;3.21.1&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.21.1&#8243;][et_pb_text _builder_version=&#8221;3.21.1&#8243;]<\/p>\n<p style=\"text-align: justify;\">I&#8217;m not a lawyer, and I&#8217;m definitely not an insurance expert.\u00a0 That is why I interviewed my Product Liability Insurance (PLI) agent so that there was no misinformation, or promises made that I could not keep.\u00a0 What I&#8217;ve come to understand is that it&#8217;s generally not the case where this insurance is needed in a worst-case-scenario type of situation (though it does cover them).\u00a0 The reason could also be as simple as a &#8216;threat&#8217; of a lawsuit, which can cost you thousands, if not hundreds of thousands, of dollars.<\/p>\n<p style=\"text-align: justify;\">I can list you as an Additional Insured on my policy.\u00a0 This means that if the product with your name on it, causes bodily harm to anyone (or they claim it did, which is just as costly), my insurance will protect and defend you in case it comes to that.<\/p>\n<p style=\"text-align: justify;\">With my Umbrella Insurance, you will be protected with a $ 3 million dollars aggregate, $2 million dollar occurrence, of Product Liability Insurance.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;3.21.1&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.21.1&#8243;][et_pb_audio audio=&#8221;https:\/\/www.customplushtoys.com\/wp-content\/uploads\/2019\/03\/hub.mp3&#8243; title=&#8221;Hub Insurance &#8211; Product Liability Interview&#8221; artist_name=&#8221;Binkley Toys Inc.&#8221; album_name=&#8221;PLI Interview&#8221; image_url=&#8221;https:\/\/www.customplushtoys.com\/wp-content\/uploads\/2019\/03\/hub2.jpg&#8221; _builder_version=&#8221;3.21.1&#8243;][\/et_pb_audio][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;3.21.1&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.21.1&#8243;][et_pb_text _builder_version=&#8221;3.21.1&#8243; text_font=&#8221;||||||||&#8221;]<\/p>\n<p style=\"text-align: justify;\">You can shop for Product Liability Insurance, but you&#8217;ll find that even if you can get an insurance company to give you a quote, the minimum yearly fee will be about $10,000 US &#8211; $15,000 US per year (if not more).<\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #0c71c3;\"><strong><\/strong><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #0c71c3;\"><strong>Being a Named Insured on my PLI means you get the following;\u00a0<\/strong><\/span><\/p>\n<ul>\n<li style=\"text-align: justify;\">Benefits Of Product Liability Insurance<\/li>\n<li style=\"text-align: justify;\">Satisfies Wal-Mart&#8217;s Requirement for Insurance<\/li>\n<li style=\"text-align: justify;\">You Receive a Certificate of Insurance<\/li>\n<li style=\"text-align: justify;\">Valid for One Year From Purchase<\/li>\n<li style=\"text-align: justify;\">$3 Million Dollars in Coverage<\/li>\n<li style=\"text-align: justify;\">Defends You In Case Something Happens<\/li>\n<li style=\"text-align: justify;\">Defends You From Frivolous Law Suits<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;3.21.1&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.21.1&#8243;][et_pb_text _builder_version=&#8221;3.21.1&#8243; border_color_all=&#8221;#0c71c3&#8243;]<\/p>\n<p>Pricing goes by the total quantity of toys you&#8217;ve produced (all designs added together).\u00a0 Pricing is also affected whether you pay per month or per year.<\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row disabled_on=&#8221;off|off|on&#8221; _builder_version=&#8221;3.21.1&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.21.1&#8243;][et_pb_image src=&#8221;https:\/\/www.customplushtoys.com\/wp-content\/uploads\/2019\/04\/pli_pricing2.jpg&#8221; align=&#8221;center&#8221; disabled_on=&#8221;off|off|on&#8221; _builder_version=&#8221;3.21.1&#8243; max_width=&#8221;96%&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row disabled_on=&#8221;on|on|off&#8221; _builder_version=&#8221;3.21.1&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.21.1&#8243;][et_pb_image src=&#8221;https:\/\/www.customplushtoys.com\/wp-content\/uploads\/2019\/04\/pli_pricing2.jpg&#8221; align=&#8221;center&#8221; _builder_version=&#8221;3.21.1&#8243; max_width=&#8221;68%&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;3.21.1&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.21.1&#8243;][et_pb_divider _builder_version=&#8221;3.21.1&#8243;][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding=&#8221;0px|0px|0px|0|false|false&#8221; _builder_version=&#8221;3.21.1&#8243; module_alignment=&#8221;center&#8221; global_module=&#8221;2767&#8243;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;3.21.1&#8243;][et_pb_cta title=&#8221;Get A Quote&#8221; button_url=&#8221;\/get-a-quote\/&#8221; button_text=&#8221;Get A Quote&#8221; _builder_version=&#8221;3.21.1&#8243; header_font=&#8221;|700|||||||&#8221; body_font=&#8221;||||||||&#8221; body_font_size=&#8221;16px&#8221; custom_button=&#8221;on&#8221; button_border_width=&#8221;6px&#8221; button_border_radius=&#8221;12px&#8221; button_font=&#8221;|600|||||||&#8221; box_shadow_style_button=&#8221;preset2&#8243; box_shadow_color_button=&#8221;#ffffff&#8221; link_option_url=&#8221;\/get-a-quote\/&#8221;]<\/p>\n<p>\u00a0<br \/><span style=\"font-size: 16px;\">If you have not received your free quote yet, get it now.<br \/><\/span><span style=\"font-size: 16px;\">\u00a0<\/span><\/p>\n<p>[\/et_pb_cta][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;3.21.1&#8243;][et_pb_image src=&#8221;https:\/\/www.customplushtoys.com\/wp-content\/uploads\/2019\/03\/aa_spacer-half2.png&#8221; _builder_version=&#8221;3.21.1&#8243;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;3.21.1&#8243;][et_pb_cta title=&#8221;Get Started&#8221; button_url=&#8221;https:\/\/www.customplushtoys.com\/inventor-services-2\/&#8221; button_text=&#8221;Get Started&#8221; _builder_version=&#8221;3.21.1&#8243; header_font=&#8221;|700|||||||&#8221; body_font=&#8221;||||||||&#8221; body_font_size=&#8221;16px&#8221; background_color=&#8221;#e09900&#8243; custom_button=&#8221;on&#8221; button_border_width=&#8221;5px&#8221; button_border_radius=&#8221;9px&#8221; button_font=&#8221;|700|||||||&#8221; box_shadow_style_button=&#8221;preset2&#8243; box_shadow_color_button=&#8221;#ffffff&#8221; link_option_url=&#8221;https:\/\/www.customplushtoys.com\/inventor-services-2\/&#8221;]<\/p>\n<p>Whenever you&#8217;re ready <g class=\"gr_ gr_81 gr-alert gr_gramm gr_inline_cards gr_run_anim Grammar only-ins replaceWithoutSep\" id=\"81\" data-gr-id=\"81\">get<\/g> your idea turned in to a prototype made the way you imagine.<\/p>\n<p>[\/et_pb_cta][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Main Footer&#8221; _builder_version=&#8221;3.21.1&#8243; background_color=&#8221;rgba(12,113,195,0.88)&#8221; background_image=&#8221;https:\/\/www.customplushtoys.com\/wp-content\/uploads\/2019\/03\/a_retail_footer.jpg&#8221; background_blend=&#8221;multiply&#8221; custom_padding=&#8221;5%||5%||false|false&#8221; global_module=&#8221;2569&#8243; saved_tabs=&#8221;all&#8221;][et_pb_row make_fullwidth=&#8221;on&#8221; custom_padding=&#8221;13px|0px|13px|0px|false|false&#8221; _builder_version=&#8221;3.21.1&#8243;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;3.21.1&#8243;][et_pb_image src=&#8221;https:\/\/www.customplushtoys.com\/wp-content\/uploads\/2019\/03\/custom_plush_Toys_Logo8.png&#8221; url=&#8221;https:\/\/www.customplushtoys.com\/&#8221; _builder_version=&#8221;3.21.1&#8243; max_width=&#8221;67%&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;3.21.1&#8243;][et_pb_text _builder_version=&#8221;3.21.1&#8243; text_font=&#8221;||||||||&#8221; link_font=&#8221;||||||||&#8221; link_text_color=&#8221;#ffffff&#8221; link_font_size=&#8221;16px&#8221;]<\/p>\n<h3><span style=\"color: #ffffff;\"><strong>Important Inventor Links<\/strong><\/span><\/h3>\n<p><a href=\"\/warning-inventor-help\/\"><span style=\"color: #ffffff;\">Warning &#8211; Inventor Help Companies<\/span><\/a><\/p>\n<p><a href=\"\/non-disclosure-agreement\/\"><span style=\"color: #ffffff;\">Non-Disclosure Agreement<\/span><\/a><\/p>\n<p><a href=\"\/fulfillment\/\"><span style=\"color: #ffffff;\">Fulfillment &#8211; Ship On Demand<\/span><\/a><\/p>\n<p><span style=\"color: #ffffff;\">Children&#8217;s Books and Packaging<\/span><\/p>\n<p><a href=\"\/guarantee\/\"><span style=\"color: #ffffff;\">Guarantee<\/span><\/a><\/p>\n<p><span style=\"color: #999999;\"><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;3.21.1&#8243;][et_pb_text _builder_version=&#8221;3.21.1&#8243; text_font=&#8221;||||||||&#8221; link_font=&#8221;||||||||&#8221; link_text_color=&#8221;#ffffff&#8221; link_font_size=&#8221;16px&#8221;]<\/p>\n<h3><span style=\"color: #ffffff;\"><strong>Important Corporate Links<\/strong><\/span><\/h3>\n<p><a href=\"https:\/\/www.customplushtoys.com\/chameleon\/\"><span style=\"color: #ffffff;\">Case Study 1<\/span><\/a><\/p>\n<p><a href=\"https:\/\/www.customplushtoys.com\/case-study-2\/\"><span style=\"color: #ffffff;\">Case Study 2<\/span><\/a><\/p>\n<p><a href=\"https:\/\/www.customplushtoys.com\/delmonte\/\"><span style=\"color: #ffffff;\">Case Study 3<\/span><\/a><\/p>\n<p><span style=\"color: #ffffff;\"><a href=\"https:\/\/www.customplushtoys.com\/case-study-4\/\">Case Study 4<\/a><\/span><\/p>\n<p><span style=\"color: #999999;\"><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;3.21.1&#8243;][et_pb_text _builder_version=&#8221;3.21.1&#8243; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#ffffff&#8221; link_font=&#8221;||||||||&#8221; link_text_color=&#8221;#ffffff&#8221;]<\/p>\n<h3><strong><span style=\"color: #ffffff;\">Support<\/span><\/strong><\/h3>\n<p><a href=\"\/contact-us\/\"><span style=\"color: #ffffff;\">Contact Us<\/span><\/a><\/p>\n<p><a href=\"\/free-inventor-guide\/\"><span style=\"color: #ffffff;\">Free Inventor Pricing Guide<\/span><\/a><\/p>\n<p><a href=\"\/free-corporate-guide\/\"><span style=\"color: #ffffff;\">Free Corporate Giveaway Guide<\/span><\/a><\/p>\n<p><a href=\"\/privacy-terms\/\"><span style=\"color: #ffffff;\">Terms and Privacy Policy<\/span><\/a><\/p>\n<p><a href=\"https:\/\/www.bbb.org\/us\/ny\/new-york\/profile\/wholesale-toys\/binkley-toys-inc-0121-122494\"><span style=\"color: #ffffff;\">BBB Rating USA<\/span><\/a><\/p>\n<p><a href=\"https:\/\/www.bbb.org\/ca\/on\/stoney-creek\/profile\/wholesale-toys\/binkley-toys-inc-0107-1241626\"><span style=\"color: #ffffff;\">BBB Rating Canada<\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row make_fullwidth=&#8221;on&#8221; _builder_version=&#8221;3.21.1&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.21.1&#8243;][et_pb_social_media_follow _builder_version=&#8221;3.21.1&#8243; text_orientation=&#8221;right&#8221;][et_pb_social_media_follow_network social_network=&#8221;facebook&#8221; url=&#8221;https:\/\/www.facebook.com\/customplushtoys&#8221; _builder_version=&#8221;3.21.1&#8243; background_color=&#8221;#3b5998&#8243; follow_button=&#8221;off&#8221; url_new_window=&#8221;on&#8221;]facebook[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=&#8221;twitter&#8221; url=&#8221;https:\/\/twitter.com\/customplushtoy&#8221; _builder_version=&#8221;3.21.1&#8243; background_color=&#8221;#00aced&#8221; follow_button=&#8221;off&#8221; url_new_window=&#8221;on&#8221;]twitter[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=&#8221;instagram&#8221; url=&#8221;https:\/\/www.instagram.com\/customplushtoys\/&#8221; _builder_version=&#8221;3.21.1&#8243; background_color=&#8221;#ea2c59&#8243; follow_button=&#8221;off&#8221; url_new_window=&#8221;on&#8221;]instagram[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Product Liability Insurance For Stuffed Toys Protecting Your FutureI&#8217;m not a lawyer, and I&#8217;m definitely not an insurance expert.\u00a0 That is why I interviewed my Product Liability Insurance (PLI) agent so that there was no misinformation, or promises made that I could not keep.\u00a0 What I&#8217;ve come to understand is that it&#8217;s generally not the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Product Liability Insurance | Custom Plush Toys<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/customplushtoys.com\/product-liability-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta 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